How much cash back did you earn this year on your AMEX?

How much did I earn in cash back this year? 

Well, on average I get about the same amount of cash back year after year. Note, that I’ve had the card for a few years now and still love it.

The annual $95 fee isn’t a deal-breaker, since the card pretty much pays for itself. 

But when it comes to this Amex, I have strict guidelines to keep me from going over budget or into debt.

🔑 : I only use this card for groceries, gas, and a few streaming services. The necessities I was already going to buy and that I get rewarded for. 

What’s your favorite credit card perk?