Dave Ramsey Says NO to Credit Cards—Should You?

Are you anti-credit cards like Dave Ramsey? 🤔 Not exactly—I’m anti-credit card debt. 💳🚫 Credit cards are like playing with fire—they can be a powerful tool if used wisely, but dangerous if mismanaged.

✅ Pay in full every month
✅ Avoid interest at all costs
✅ Use perks, not debt

But if you’re carrying a balance, pause and pull back. Credit cards should work for you, not against you. Use them wisely—or they’ll burn through your finances. 🔥💰